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WebApr 2, 2024 · Check Paddio® mortgage rates Loans offered: Purchase, Refinance, FHA, VA, USDA Min. credit score required: 640 Min. down payment: 3.5% Mortgage Rates for Jan. 21, 2024 This chart displays offers for paying partners which may impact the order in which they appear. Home Purchase in Illinois $400,000 with 20% Down Payment. 740 … Webpaddio had a higher origination fee (1% of loan), but didn't make me pay discount points to lock in the rate. the local lender had a lower origination fee, but getting a competitive … fashion show invitation template free